Add the real inputs
Income, balances, cards, fixed bills, flexible budgets, and goals all feed one plan.
Cash-flow planning for real life
Know what is safe to spend before payday.
MoneyArc turns your income, bills, budgets, debts, and savings goals into a dated forecast that shows what is actually available, not just what is in the bank today.
Demo forecast
Next pay cycle
CategoryPeriodMonth
Income+$3,250+$6,500
Bills-$1,926-$3,108
Flexible spending-$425-$1,015
Savings planned-$300-$600
6 mo.
planning view
94%
input coverage
Demo values are illustrative. Your signed-in forecast is generated from your saved inputs.
Built around the few numbers that matter.
Add the moving parts once, then see how they change your future balance and spending room.
See the dated forecast
MoneyArc shows what is coming by pay period, not just a generic monthly total.
Adjust before it hurts
Spot bill clusters, spending pressure, and savings tradeoffs before they happen.
Input coverage
A forecast is only useful when the real obligations are in it.
MoneyArc keeps budgets, savings, debts, and recurring bills connected to the cash-flow view instead of scattering them across separate notes.
Recurring income
Fixed bills
Bank balances
Credit cards
Flexible budgets
Savings goals
FAQ
How does MoneyArc calculate my cash flow?
MoneyArc uses the income, account balances, bills, budgets, debts, and savings goals you enter to project upcoming cash movement by date. The page is intentionally calculation-focused, not based on vague AI claims.
What do I need before starting setup?
You can start with your current chequing or savings balance, recurring income, and a few fixed bills. You can add credit cards, flexible budgets, and goals as your plan becomes more complete.
Can I change my inputs later?
Yes. The app is built around editable inputs, so you can update income, expenses, budgets, cards, accounts, and savings goals as your life changes.
Is this financial advice?
No. MoneyArc is an informational planning tool. It helps you understand your own cash flow, but it is not a substitute for professional financial advice.
Start with your real cash-flow inputs.
Create an account, add the basics, and see how upcoming money movement affects what is available to spend.